Financial clutter can be overwhelming and can cause stress in your life. It’s important to declutter your finances just like you would declutter your home or workspace. By organizing your finances, you can save time, money, and reduce stress. Here are some tips on how to declutter your finances and get more organized.
If you are new to the blog, welcome! I blog about cleaning, decluttering, and organizing. You can find my free printables to help you get organized in the drop down menu under the Printables category.
7 Tips on How to Declutter Your Finances
- Review Your Budget
The first step in decluttering your finances is to review your budget. Look at your income and expenses and see where you can make adjustments. Create a budget that works for you and stick to it. This will help you stay on top of your finances and avoid overspending.
- Consolidate Your Accounts
Having too many bank accounts and credit cards can be overwhelming. Consolidate your accounts and close any that you don’t use. This will make it easier to keep track of your finances and reduce the amount of mail and statements you receive.
- Automate Your Bills
Set up automatic payments for your bills. This will ensure that your bills are paid on time and you won’t have to worry about late fees or missed payments. It will also save you time and reduce the amount of paperwork you have to deal with. You can read more about how to Declutter Mail and Stray Papers here.
- Go Paperless
Reduce paper clutter by going paperless. Sign up for electronic statements and bills. This will not only reduce the amount of paper you have to deal with, but it will also reduce the risk of identity theft. Here is my post on How to Go Paperless and Digitize Papers.
- Review Your Investments
Review your investments and make sure they are aligned with your financial goals. Consider consolidating your investments and simplifying your portfolio. This will make it easier to track your investments and reduce fees.
- Sell Unwanted Items
Sell any unwanted items to generate extra income. This will not only declutter your home, but it will also help you achieve your financial goals.
- Review Your Insurance Policies
Review your insurance policies and make sure they meet your current needs. Consider consolidating your policies with one provider to reduce costs and simplify your coverage.
By following these tips, you can declutter your finances and get more organized. This will help you achieve your financial goals and reduce stress in your life.
New to deemiddleton.com and don’t know where to start? I recommend going in this order:
Step 1: Check out this post on the 1st step you should take to get organized. If you don’t have a calendar, you can grab my free weekly printable calendar page here. It is in my shopify store, but it is totally free, so you won’t be prompted to put in any payment information. It is a free download and will be delivered straight to your email.
Step 2: Create a daily Housekeeping Schedule. You can use this series to start to set up your own schedule. You can also use this simplified weekly schedule.If you often ask: What is the fastest way to clean a dirty house? Or, if you struggle to get organized and have tried and failed time and again, you can likely find out which of these 11 reasons cause you to fail to get organized.
Step 3: How do you remove clutter? How Do You Declutter Your Home?.…Sign up for the Declutter Series and get your entire home decluttered in just 30 minutes a day, 5 days a week.”Declutter Your Home” checklists are provided in each email.
Step 4: What is the fastest way to clean a dirty house? Use a timer and use the Deep Cleaning Checklists above. They will help you get your home sparkling after you’ve decluttered.
Check out the most popular posts on deemiddleton.com:
14 Things That Make Your Home Look Cluttered
How to Create a Daily Housekeeping Schedule
How to Clean House When You Are Completely Overwhelmed By Clutter
What is Preventing You From Getting Organized?
Also, check out a great post on decluttering over here from becomingminimalist.com. Joshua Becker has some great tips on decluttering and minimalism.